Navigating the complexities of mortgage advisory has long been a challenge for both advisors and clients. Recognizing this, Dazure, in collaboration with Emixa, developed Pokket—a user-friendly application designed to streamline and simplify the mortgage advisory process. Built on the Mendix low-code platform, Pokket empowers advisors to deliver personalized, efficient, and transparent services, aligning with Dazure's mission to make financial services more accessible and understandable.
What challenges in the mortgage advisory process prompted the development of Pokket?
Traditional mortgage advisory processes often involve intricate calculations, multiple variables, and extensive paperwork, making it time-consuming and prone to errors. Advisors needed a tool that could quickly assess a client's financial situation, determine mortgage eligibility, and evaluate associated risks such as disability or death during the mortgage term. The lack of such a tool led to inefficiencies and a less engaging client experience.
How did Emixa contribute to the development of Pokket?
Emixa played a pivotal role by leveraging the Mendix low-code platform to develop Pokket. This approach allowed for rapid prototyping, iterative development, and seamless integration of feedback from Dazure's team. Emixa's expertise ensured that Pokket was not only functional but also aligned with Dazure's vision of transparency and simplicity in financial services.
What are the key features and benefits of the Pokket application?
Pokket offers a suite of features designed to enhance the mortgage advisory process:
- Quick Calculations: Advisors can determine a client's maximum mortgage eligibility within minutes, adhering to the CHF standard.
- Risk Assessment: The application evaluates potential risks, including disability and death, providing a comprehensive overview for clients.
- Client Engagement: Pokket facilitates client involvement throughout the advisory process, from initial assessment to aftercare, enhancing transparency and trust.
- Automated Reporting: Advisors can generate and send detailed reports to clients, streamlining communication and documentation.
- Interactive Widgets: Tools like penalty interest calculators provide clients with immediate insights into their financial options.
These features collectively reduce the time advisors spend on each client, allowing them to assist more clients effectively and efficiently.
How does Pokket align with Dazure's broader mission and values?
Dazure has always aimed to demystify financial services, offering products with fair conditions and transparent pricing. Pokket embodies this ethos by simplifying complex mortgage calculations and making them accessible to both advisors and clients. By enhancing clarity and reducing barriers, Pokket supports Dazure's commitment to ethical and client-centric financial services.
Takeaway #1: Streamlined Processes Enhance Efficiency
Pokket reduces the time and complexity involved in mortgage advisory, enabling advisors to serve more clients effectively.
Takeaway #2: Client Engagement Builds Trust
By involving clients throughout the advisory process, Pokket fosters transparency and strengthens client-advisor relationships.
Takeaway #3: Low-Code Development Accelerates Innovation
Utilizing the Mendix platform allowed for rapid development and deployment of a tailored solution, demonstrating the power of low-code in financial services.
How can your organization leverage low-code platforms to simplify complex processes and enhance client engagement?
Conclusion
The collaboration between Dazure and Emixa in developing Pokket showcases the transformative potential of combining industry expertise with innovative technology. By addressing the intricacies of mortgage advisory through a user-friendly application, they have set a new standard for efficiency and transparency in financial services.
Want to know more?
Interested in transforming your financial services through digital innovation? Contact Emixa to explore how our expertise can support your organization's digital transformation journey.
