NHG offers the Nationale Hypotheek Garantie (National Mortgage Guarantee), serving as residual debt insurance for consumers and a guarantee for lenders. This scheme enables over 1.3 million households, out of a total of 4.4 million owner-occupied homes, to secure a mortgage. In response to significant societal and mortgage market changes, NHG aimed to introduce new services and enhance collaboration efficiency across the value chain. Emixa played a key role in driving this substantial transformation while ensuring seamless business operations continued.